Airbnb host left homeless and in debt after guests cause $300K in damages

An Airbnb host in San Francisco is facing nearly $300,000 in damages after guests clogged and broke a toilet, causing her home to flood. The host, Erika Gemzer, had to move out of her home six months ago and is still waiting for repairs to be made. Despite Airbnb's coverage policy for hosts, Gemzer claims that only a small portion of the damages is covered, leaving her with a significant financial burden. She advises potential hosts to thoroughly research and obtain additional insurance to protect against catastrophic situations. Airbnb has offered to pay for lost bookings, the insurance deductible, and additional reimbursement, but Gemzer disputes their claims of support and assistance.