"Maximize Your Social Security Income with This Simple Strategy"

Social Security benefits are crucial for many retirees, and married or divorced individuals may be eligible for spousal or divorce benefits, potentially increasing their monthly payments by hundreds of dollars. These benefits are based on factors such as age, marital status, and the length of the marriage. Claiming these benefits will not affect the payments received by the spouse or ex-spouse, and the amount received depends on the individual's own work history and the spouse's benefit at their full retirement age. Waiting until full retirement age to claim can maximize the benefit amount, and it's important to consider these options when planning for retirement.