Dave Ramsey's Advice for Dealing with a 'Disconnected' Spouse

A Virginia woman sought advice from personal finance expert Dave Ramsey about her "disconnected" husband who is not on board with paying off their home or downsizing for retirement. Despite her efforts to manage their finances responsibly, her husband lacks retirement savings and shows no interest in helping with her rental properties. Ramsey suggests seeking marriage counseling, but acknowledges that her husband is unlikely to agree. The couple's financial disagreements highlight the importance of aligning financial goals in a marriage.