"Homeowner Raises Concerns Over Nonsensical HOA Renovation Policy"

A homeowner in California shared a concerning experience with their HOA on Reddit, revealing a new rule requiring owners to buy $1 million in additional coverage for installing solar panels, despite California law prohibiting HOAs from stopping solar systems. The HOA's argument for the extra policy is that solar panels increase fire risk, but commenters expressed frustration and advised against dealing with HOAs altogether. While it may be within the law for HOAs to require insurance in some cases, the new rule has caused hassle and raised questions about its legality and justification.