"Spousal Options: Navigating Social Security Changes"

The special spousal rule for Social Security benefits is officially dead for individuals born after Jan. 1, 1954, but there are still strategies available for married couples to maximize their benefits. It's crucial for couples to discuss and plan their Social Security benefits, taking into consideration factors such as retirement age, spousal benefits, and other financial resources. Financial planners and professionals specializing in Social Security can help individuals navigate the complexities of when to claim benefits to maximize their overall income.