"PayPal Stock Hits Unimpressive Milestone"

TL;DR Summary
The majority of Wall Street analysts covering PayPal Holdings Inc. shares are feeling skeptical for the first time, with concerns about market share loss to Apple Pay, an emerging age-demographic problem, and margin challenges. PayPal's stock has seen a sharp fall from grace in recent years, trading 80% below its all-time high, and faces competitive pressures from Apple Pay and Zelle. Additionally, PayPal is struggling to improve Venmo's monetization profile and is experiencing margin challenges due to its lower-margin unbranded checkout product making up a greater portion of the overall business.
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