Bilt 2.0 debuts three cards to earn on rent, mortgages, and everyday spending

Bilt 2.0 launches three cards—Blue (no annual fee), Obsidian (mid-tier), and Palladium (premium)—with fee-free rent/mortgage payments via a new Bilt Cash system. Palladium adds 2x points on everyday purchases and 1x on housing, plus a $400 hotel credit, Gold status, and big welcome bonuses (50k points and $300 Bilt Cash). All three offer 4% Bilt Cash on non-housing purchases and a first-five-days promo (5x up to 50k points). The goal is to maximize housing-related rewards while offering varying everyday perks; whether it’s worth it depends on your spending mix.