Michigan Supreme Court Protects Pre-2019 Crash Survivors' Full Care in Auto Insurance Law Ruling

The Michigan Supreme Court has ruled that the new medical cost controls in Michigan's recent overhaul of its no-fault auto insurance system do not apply retroactively to the nearly 15,000 car crash victims whose accidents occurred before the change in the law. However, the cost controls do apply to medical services for crash victims whose accidents occurred after the law change. The decision means that the unlimited, lifetime medical services for the pre-2019 crash survivors must be paid in full and are not subject to cost controls. The court's decision also exempts pre-2019 crash survivors from the law's new 56-hour cap on in-home attendant care provided by family or friends. The ruling makes it less likely for Michigan drivers to see future refunds from the Michigan Catastrophic Claims Association.