T-Mobile Closes AutoPay Loophole, Ending Customer Discounts

T-Mobile is ending a workaround that allowed customers to get an AutoPay discount while paying with credit cards or Apple Pay by pre-paying their bills early. Starting October 24, using credit cards or Apple Pay for early payments will disqualify customers from the AutoPay discount, which was around $5 per month per line, due to higher processing fees. This change aligns T-Mobile with other carriers that restrict AutoPay discounts to bank or debit payments, removing a competitive advantage for some users.