Cramer's Lightning Round: Caution Advised on HF Sinclair, Rivian, and Fisker

Jim Cramer advises caution with Toast due to its point-of-sale business model, warns that CVS is primarily a retailer with a healthcare business and highlights issues with theft, suggests staying away from HF Sinclair and recommends looking into other oil companies, believes Exact Sciences needs to focus on increasing earnings rather than just sales, and expresses positivity towards SoFi despite the current downward trend in banking stocks.